FAQs: Dental Insurance

One of the most frequent questions we get is “Do you take my dental insurance?”.

While we will file a claim with most any insurance carrier, we are considered “in network providers” for the following companies:

Aetna*                      Dentemax**                   Principal

Ameritus                   Guardian                        United Concordia

Anthem                     Humana                         United Healthcare PPO

Cigna                        MetLife

Delta Dental              MetLife-Tricare

When an office is considered a participating provider or “in network”, we pay the difference between our fees and those set by the insurance company. If you see an out of network provider, you may be responsible for the difference in cost. It is important to understand that your insurance policy is a contract between you or your employer and the insurance company and that our office is not part of that contract. Payment for dental services made by your insurance company will be affected by the options you or your employer selects when enrolling. We will do our best to provide you with accurate estimated co-payment amounts prior to dental work being completed, but these figures are only estimates. All patient co-payments are due at time of service and will be collected at the beginning of your appointment.  If you have any questions regarding this policy, please do not hesitate to ask.

We are also members of the Ameriplan Discount Program and participate with BancMarc barter services. Financing options are available through Care Credit. After completing a brief application, you may qualify for interest free payments for up to 18 months. Ask us today, how CareCredit can help you complete your dental treatment quickly and affordably.

*Limited participation with certain Aetna policies (PPO Option 2).  Please ask one of our insurance coordinators if your Aetna policy falls within these limitations.

**Dentemax provides a fee schedule for over 150 insurance carriers. Because we participate with Dentemax, we are considered “in-network” for all carriers using their particular fee schedule. Your Insurance company or your HR department should be able to tell you if your particular policy follows the Dentemax fee schedule.


Davis Dental Group | www.DavisDentalGroup.com
14253 Midlothian Turnpike Midlothian, VA 23113
P (804) 320-2009 F (804) 560-7250